dataset · United Kingdom

BGS Geosure Insurance Lenders Product v8 2025.3

The GeoSure Insurance and Lenders Product (GILP) provides the potential insurance risk due to natural ground movement. It incorporates the combined effects of the 6 GeoSure hazards on (low-rise) buildings: landslides, shrink-swell clays, soluble rocks, running sands, compressible ground, and collapsible deposits. These hazards are evaluated using a series of processes including statistical analyses and expert elicitation techniques to create a derived product that can be used for insurance purpo

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Source details

Licence: ["The copyright of materials derived from the British Geological Survey's work is vested in the Natural Environment Research Council [NERC]. No part of this work may be reproduced or transmitted in an

Evidence quality: 39

Listed in data.gov.uk public catalogue API on 2026-10-16; relevance/value screened (haiku).

Metadata checked: 2026-10-14T13:20:00.000Z

What's in it

Data offered docs-verified: combined insurance risk from natural ground movement for low-rise buildings · landslides · shrink-swell clays · soluble rocks · running sands · compressible ground · collapsible deposits · postcode-linked hazard data (Derived Postcode Database)
Coverage docs-verified: Great Britain (not including the Isle of Man)
Resolution docs-verified: 50 m ground resolution, produced for use at 1:50 000 scale
Update frequency docs-verified: biannually
Formats docs-verified: Access (.dbf) · ArcGIS (.shp) · MapInfo (.tab)
Access docs-verified: Restricted: NERC copyright; reproduction or transmission needs prior permission of the copyright holder (via BGS IPR Manager); GIS formats supplied on request; dataset licence not set; price not stated

Useful for

Use cases llm-inferred: Screening ground-movement insurance and lending risk for low-rise buildings at postcode level in due diligence · Preliminary shrink-swell clay and compressible ground screening in early-stage site appraisal · Regional geohazard constraints layers for desk studies and GIS mapping of soluble rocks and running sands
Audience llm-inferred: geotechnical engineers · engineering geologists · GIS analysts · planners · insurance and lending risk analysts

Limitations

Constraints llm-inferred: Produced for 1:50 000 scale with 50 m ground resolution, so not suited to site-specific assessment · Covers Great Britain only, excluding the Isle of Man; Northern Ireland is not mentioned · Copyright restricted, and reproduction or transmission needs BGS permission · Dataset licence not set on the DOCS page · GIS formats are supplied on request, not as a stated direct download · BGS gives no warranty on quality or accuracy and use is at the customer's own risk · Postcode linkage depends on the Code-Point release (2025.3) and is updated biannually

Evidence

Check upstream coverage, uncertainty and licence before use. Station observations are not forecasts or design levels.